This publication has been prepared to provide you with general information only. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. In preparing this information, we did not take into account the investment objectives, financial situation or particular needs of any particular person. Before making an investment decision, you need to consider (with or without the assistance of an Financial Planner) whether this information is appropriate to your needs, objectives and circumstances. Applications for investment and insurance products will only be accepted on receipt of an application form accompanying a current Product Disclosure Statement. Detailed information about the product is contained in the Product Disclosure Statement. Unless otherwise stated, the repayment of capital or performance of products is not guaranteed. This information is provided for persons in Australia only and is not being provided for the use of any person who is in any other country.

We do not give any warranty as to the accuracy, reliability or completeness of information which is contained in this Web Site. Except insofar as any liability under statute cannot be excluded. IWM and its employees do not accept any liability for any error or omission on this website or for any resulting loss or damage suffered by the recipient or any other person.

We will endeavour to update the Web Site as soon as practicable after changes. However, information can change without notice and we do not guarantee the accuracy of information on the Web Site, including information provided by third parties, at any particular time.

In this Web Site any currency references are references to Australian dollars unless otherwise specified.

Unless otherwise specified, copyright of information provided on this Web Site is owned by us. You may not alter this information in any other way, including removing this copyright notice.

IWM Privacy Policy

Charter Financial Planning is a principle member of the Financial Planning Association.
Charter Financial Planning, Level 3 447 Collins Street, GPO Box 2830AA, Melbourne 3000.